|
S.NO
|
SERVICE CHARGES
|
W.E.F. 05.09.2023
(EXCLUSIVE GST)
|
|
1.
|
Minimum Balance
Violation Charges
|
Current Account
- Rs. 70/- Per Violation
Saving Account - Rs. 30/- Per Violation
|
|
2.
|
Debit Clearing Return
Charges
|
Rs. 6/- Per 1000/-
Min. Rs. 95/-, Max. Rs. 4650/-
(If return due to insufficient funds - Min. Rs. 280/- each for the
first two returns and Rs. 555/- for 3rd and onwards)
|
|
3.
|
Credit Clearing
Return Charges
|
Current
Account - Rs.
45/- Per Cheque
Saving
Account -
Rs. 28/- Per Cheque
Membership Account - Rs. 28/- Per Cheque
|
|
4.
|
i) Govt./Semi-Govt. Cheques (Local) and DDs Discounting Charges
ii) Outstation Cheques Discounting Charges
|
Rs. 10/- Per 1000/-
Min. Rs. 95/-, Max. Rs. 3700/-
Rs. 30/- Per 1000/-
Min. Rs. 185/-, Max. Rs. 3700/-
|
|
5.
|
Stop Payment Charges
|
Rs. 95/- Per Cheque in Savings Account
Rs. 185/- Per Cheque in Current Account |
|
6.
|
Incidental Charges on
Current Account
(Half Yearly)
|
First Page Rs. 185/-
Subsequent Page Rs. 5/- Per Entry
(On First Page Max. Permissible Entries Will Be 40)
|
|
7.
|
Banker's Cheque
Issued Charges
i) Through Cash
ii) Through Account
|
Rs. 28/- Per 10,000/-
Above Rs. 10,000/- Rs. 5.00 Per Thousand
Min. Rs. 38/-, Max. Rs. 6525/-
Rs. 3/- Per 1000/-
Min. Rs. 20/-
(However, If the Banker Cheque has to be issued against the same day deposited
cash then the charges will be as per 'i' above)
|
|
8
|
Banker Cheque Cancellation
Charges
|
Up to Rs.
500/- -
Rs. 25/-
Above Rs. 500/- Upto Rs.
1000/- - Rs. 28/-
Above Rs. 1000/- Upto Rs.
5000/- - Rs. 46/-
Above Rs. 5000/- Upto Rs.
10,000/- - Rs. 65/-
Above Rs. 10,000/- -
Rs. 95/-
|
|
9.
|
Cheque Book Issued
Charges (Personalized)
|
Current Account - Rs. 5/-
Per Leaf
Saving Account - Rs. 4/- per leaf (one cheque book with 15
leaves free for three months)
|
|
10.
|
OBC Charges
|
�� Value
|
Charges on Saving Account
|
�Charges on Other Account
|
|
�Upto
Rs. 5,000/-
|
Rs. 35/- Per Cheque
|
Rs. 70/- Per Cheque
|
|
�Above Rs. 5000/- Upto Rs. 10,000/-
|
Rs. 70/- Per Cheque
|
�Rs. 95/- Per
Cheque
|
|
Above Rs. 10,000/- Upto �Rs. 1,00,000/-
|
�Rs. 95/- Per Cheque
|
�Rs. 140/- Per Cheque
|
|
Above Rs. 1,00,000/-
|
Rs. 160/- Per Cheque
|
Rs. 185/- Per Cheque
|
|
(All Inclusive. No other Charges)
|
|
11.
|
Signature
Verification Charges
|
Rs. 100/- Per Verification
No Charges From Members
|
|
12.
|
Counter Return
Charges
|
Rs. 375/- Per Cheque
|
|
13.
|
Bank Guarantee
Charges
|
Particulars |
|
|
Backed with FDR |
Backed with the property |
IF BG value is above Rs. 5/- lacs |
0.7% p.a. up front
(Min. charges for one quarter) |
1% p.a. upfront
(Min. charges for one quarter) |
If BG value is less than and equal to Rs. 5/- lacs |
1% p.a. up front
(Min. charges for one quarter) |
1.5% p.a. upfront
(Min. charges for one quarter) |
P&T charges will be extra.
|
|
14.
|
Duplicate Pass Book
|
Rs. 45/-
|
|
15.
|
Revalidation of
Banker Cheque
|
Upto Rs. 10,000/-
- Rs. 45/-
Above Rs. 10,000/- - Rs. 140/-
|
|
16.
|
Account Closing
Charges
|
Current Account - Rs. 465/-
Saving Account - Rs. 185/- (If closed before
12 Months)
Thereafter
-
Rs. 140/-
|
|
17.
|
ECS Debit Clearing
Return
|
Rs. 7/- Per 1000/-
Min. Rs. 95/-, Max. Rs. 4650/-
(If return due to insufficient funds - Min. Rs. 280/- each for the
first two returns and Rs. 550/- for 3rd and onwards)
|
|
18.
|
Membership Identity
Card Dublicate
|
Rs. 25/-
|
|
19.
|
Membership Account
Transfer From One Branch To Other Branch
|
Rs. 465/- Within One Year
Rs. 280/- Thereafter
|
|
20.
|
EMI Change Charges
|
Rs. 935/- Lump-Sum for first time
Rs. 1865/- Second Time
Rs. 4650/- Third Time
|
|
21.
|
Current Account
Statement of Account Charges
|
Rs. 95/- Per Additional Current Statement
|
|
22.
|
Cash Deposit Charges
|
Upto Rs. 2/- Lakh in a Day
-
No Charges
Above Rs. 2/- Lakh Upto Rs. 3/- Lakh
- Rs. 95/-
Above Rs. 3/- Lakh Upto Rs. 5/- Lakh
- Rs. 140/-
Above Rs. 5/- Lakh
Upto Rs. 10/-Lakh
- Rs. 230/-
Above Rs. 10/- Lakh
Rs. 15/- per packet / bundle irrespective of denomination. These will be charged on the total cash received during the day. |
|
23.
|
Cash Withdrawal
Charges
|
Upto Rs. 2/- Lakh In a Day - No
Charges
Above Rs. 2/-
Lakh to Rs. 4/- Lakh
- 0.015%
Above Rs. 4/-
Lakh
- 0.025%
|
|
24.
|
Solvency Certificate
|
Rs. 185/- Per Lakh
Min. Rs. 925/-, Max. Rs. 4650/-
|
|
25.
|
Photo Attestation
Charges
|
Rs. 95/- Per Attestation
|
|
26.
|
Issuance of Balance
Certificate for Current Accounts and Over Draft Limit Accounts
|
Rs. 45/- Per Second and Subsequent Certificate
|
|
27.
|
Paper Cost on Secured Loans
|
0.254 % of Loan amount Maximum Rs. 15,000/-
|
|
28.
|
Locker Rent
(with effect from 01.10.2024)
|
Rs. 678/- for Small Locker
Rs. 932/- for Medium Locker
Rs. 1271/- for Large Locker
|
|
29.
|
NEFT and RTGS Charges
|
Upto Rs. 10,000/-
-
Rs. 2.25/-
Above Rs. 10,000/-
Upto Rs. 1/- Lakh
- Rs. 4.75/-
Above Rs. 1/- Lakh Upto Rs. 2/- Lakh
- Rs. 14.75/-
Above Rs. 2/- Lakh
- Rs. 24.75/-
NEFT and RTGS Inward Charges - No Charges
|
|
30.
|
Debit Card
Charges
|
Rs. 150/- Per Year
|